Home Lending Options

Mortgage Loans

The First National Bank of Bellville makes home buying easy. Buying or building a new home for the first time can be a confusing process. Whether you're a first-time homebuyer, building a new home, or refinancing your existing mortgage, we have a loan that is right for you. You can trust us for quick processing, great rates, and friendly and knowledgeable Mortgage Lenders. And, your payments are serviced locally. When it comes to mortgage loans, consult with one of our friendly, experienced loan specialists. We care about what you have to say, and we do our best to answer any questions. Whether you're interested in a new home, vacation home or considering refinancing, our selection of mortgage loans can help. Let us show you how to save money on points and closing costs.

Fixed Rate Balloon Loans

Balloon loans provide a fixed rate for the term, and then the loan may be renewed at the current market rate for another balloon term. Please call 1-800-235-5737 for our current rates.

Construction Loans

Build that dream home! Getting the right loan to build your dream home requires a construction loan specialist…someone who understands your specific needs and can help you through the lending process. FNB offers a construction loan that refinances easily to a mortgage loan after your house is built.

Home Equity Loans

Tap into the equity you've built in your home! A home equity loan combines the power of a personal loan with the tax-saving benefits of a home mortgage loan, to give you the money you need for just about anything. In many cases, borrowing through a home equity loan is tax-deductible. However, you should consult with your tax advisor regarding tax deductibility. You may borrow up to 80% of the fair market value of your home, less outstanding liens or mortgages. Get the competitive rates you're looking for with convenient terms to fit your lifestyle. Call for current rates and terms.

Home Improvement Loans

FNB knows there's no place like home! Whether you want to enlarge or improve you home, our loans make it easy and affordable. Competitive, fixed rate provide flexible options to fit your budget. And, you have the convenient option to have your loan payment automatically deducted from you FNB checking account. We provide fast answers and courteous service. Call for current rates and terms.

And don't forget to check out our land loans also!